B’s Advisory & Books LLC (dba B's Co.)

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Effective Date: September 30, 2025
Business Address: Murfreesboro, Tennessee
Email: sales@b-sco.com

This Agreement (“Agreement”) is between you (“Client”) and B’s Advisory & Books LLC (dba B's Co.)  (“B’s Co.”, “Bookkeeper,” “I,” “me,” or “my”) and governs your use of my bookkeeping services (“Services”).

By accessing or using B’s Co. Services, you agree to these terms.

1.1 Bookkeeping Services
B's Co. agrees to provide the bookkeeping services selected by the Client in accordance with the service tier specified in the Order form. These services will be performed in accordance with industry best practices and in compliance with all applicable federal and state regulations. Our services focus on bookkeeping and are not a replacement for legal, tax, financial, or medical advice.

1.2 Year-End Services

If you remain a bookkeeping services client through your fiscal year end, B’s Co. may perform necessary year-end bookkeeping activities as part of your services. If you are not a client during that period, B’s Co. will not perform year-end bookkeeping activities and assumes no responsibility for them.

1.3 Accounting Software
B’s Co. utilizes QuickBooks Online for bookkeeping services. If you do not already have an account, one may be created and managed on your behalf. Use of this software remains subject to the terms and conditions established by its provider.

1.4 Sole Bookkeeper
During our engagement, B’s Co. serves as your dedicated bookkeeper. If changes are made to your books by you or a third party, additional fees may apply to correct any resulting errors or discrepancies.

1.5 Independent Contractor

B’s Co. shall operate as an independent contractor. Nothing in this Agreement shall be construed to create a partnership, joint venture, employment, or fiduciary relationship between the Client and B’s Co. The Parties acknowledge that B’s Co. is not an employee, agent, or broker of the Client, and shall not have authority to enter into agreements on the Client’s behalf.

2.1 Information & Access Requirements
The Client agrees to provide timely, complete, and accurate financial information and to grant system access as needed (e.g., QuickBooks Online, bank accounts). The Client is solely responsible for all data, documents, and materials necessary to perform the services under this Agreement. B’s Co. shall not be held liable for any errors, delays, or omissions resulting from incomplete or inaccurate submissions and shall be held harmless from any related liabilities. The Client acknowledges that their cooperation is essential to ensure accurate and timely financial reporting.

2.2 Acceptable Use

The Client agrees not to use B’s Co. services in any unlawful, abusive, or improper manner.

2.3 Modifications

B’s Co. may update, enhance, or discontinue certain aspects of the services from time to time. Any material changes will be communicated to the Client in writing.

2.4 Limitations

B’s Co. is not a Certified Public Accountant (CPA) firm and does not provide services requiring CPA licensure. Clients are encouraged to consult licensed professionals for audit, legal, or tax advisory matters beyond the scope of bookkeeping and related services.

3.1 Client Data

All financial data provided by the Client remains the property of the Client. B’s Co. may use such data solely to perform and improve services, and will not share it without the Client’s consent, except as required by law.

3.2 Third-Party Tools

B’s Co. may utilize third-party platforms (e.g., Gusto, Ramp, Stripe, QuickBooks Online) to manage and integrate Client data. While selected with care, B’s Co. is not liable for the performance, security, or accuracy of third-party tools.

3.3 Confidentiality
B’s Co. may have access to the Client’s confidential information, including business, financial, and customer data. Such information will be used only to perform services under this Agreement and will not be disclosed to third parties without the Client’s written consent, except as required by law. These obligations remain in effect after the Agreement ends.

4.1 Onboarding & Fees
The Client agrees to pay a one-time onboarding fee covering account setup and the first month of services. Thereafter, monthly fees are billed on the 1st of each month, due immediately upon receipt and are non-refundable. Service fees may be adjusted if the Client’s business requirements change significantly. Any prepaid hours for Advisory Services must be used within the billing period and will not roll over to future months.

4.2 Pricing Adjustments

B’s Co. reserves the right to review and adjust pricing on an annual basis. Any changes to service scope or fees will be communicated in writing at least thirty (30) days in advance of renewal. Pricing adjustments may reflect increased transaction volume, business complexity, or inflation.

4.3 Payment Method
Accepted methods include check, ACH, debit, or credit card (a 3% fee applies to card payments). Returned payments may incur additional fees. If payment is late, B’s Co. reserves the right to pause services until the balance is paid.

5.1 Term

This Agreement begins on the Effective Date and continues on a month-to-month basis until terminated.

5.2 Termination (Voluntary)

The Client may terminate this Agreement with thirty (30) days’ written notice. Prepaid fees are non-refundable.

B’s Co. may terminate this Agreement with fifteen (15) days’ written notice.

5.3 Termination (Involuntary)

B’s Co. may suspend or terminate services immediately upon written notice if:

a. Payment is not received within seven (7) business days of the due date (a $35 NSF fee applies to returned payments).

b. The Client alters financial records prepared by B’s Co. without prior notice.

c. The Client fails to provide requested information or respond to communications for three (3) consecutive months.

d. The Client commits a material breach of this Agreement.

5.4 Post-Termination

Upon termination, B’s Co. will transfer control of any QuickBooks Online account back to the Client. The Client is responsible for storing and securing their financial records. B’s Co. will retain electronic copies of Client data for up to one (1) year following termination, after which such data may be deleted unless retention is otherwise required by law.

5.5 Survival

Confidentiality, limitation of liability, and all payment obligations shall survive termination or expiration of this Agreement.

6.1 Disclaimer
B’s Co.’s services are provided “as is.” While every effort is made to deliver accurate and reliable financial information, no guarantee is made that reports or data will be entirely error-free or suited for any particular purpose. The Client remains responsible for reviewing financial information and seeking independent legal, tax, or investment advice where appropriate.

6.2 Limitation of Liability
To the fullest extent permitted by law, neither party shall be liable to the other for any indirect, incidental, consequential, or punitive damages, including lost profits or business interruption. B’s Co.’s total liability for any claim arising under this Agreement shall not exceed the total fees paid by the Client for services rendered in the three (3) months preceding the claim.

7.1 Informal Resolution

The Parties agree to first attempt to resolve any disputes informally and in good faith. If resolution cannot be reached, either Party may pursue legal remedies in the courts of Rutherford County, Tennessee.

7.2 No Class Actions

Disputes shall be resolved on an individual basis only. Neither Party may bring or participate in a class action, consolidated, or representative proceeding.

• Amendments: ’s Co. may revise or update the terms of this Agreement as needed. Any changes will be communicated to the Client in writing and will take effect upon the date specified in such notice.
• Governing Law: This Agreement is governed by the laws of the State of Tennessee.
• Assignment: The client may not assign, transfer, or subcontract any rights or responsibilities under this Agreement without B’s Co.'s prior written consent. Any unauthorized attempt to do so shall be considered null and void.